Claim your PIS/PASEP balance for withdrawal now!

Many people don't realize it, but they might have forgotten money in their... PIS/PASEP, And the best part: you can easily request and withdraw your balance, even from your cell phone. If you worked with a formal employment contract between 1971 and 1988, or have a balance in your savings account, it's quite possible that this money is still waiting for you.

What is PIS/PASEP?

First of all, it's worth remembering what this is. The PIS (Social Integration Program) It is aimed at private sector workers, while the PASEP (Public Servant's Asset Formation Program) It serves public employees.

Between 1971 and 1988, companies and public bodies made contributions on behalf of workers. This money was deposited into individual accounts and, over time, was forgotten by many people. Today, these funds can be withdrawn by the account holders or, in some cases, by their heirs.

Who can withdraw PIS/PASEP funds?

Basically, anyone who worked with a formal employment contract between 1971 and 1988 e has not yet withdrawn the balance from the shares. You may be entitled to a withdrawal.
In addition, family members of deceased workers can also apply, provided they submit the necessary documentation.

Important: even if you have already withdrawn your annual PIS bonus, you may still be entitled to... quotas, which are different values, referring to the period prior to the 1988 Constitution.

How to check if there is money available

The most practical way to find out is by FGTS app, from Caixa Econômica Federal.
See the step-by-step instructions:

  • Download the app FGTS (Available for Android and iOS).
  • Open and log in with your Gov.br account.
  • In the main menu, tap on “"Amounts to be received from PIS/PASEP"”.
  • If there is a balance, the app will show the amount and instructions for withdrawal.

Another option is to access the website. fgts.caixa.gov.br and perform the search using the CPF (Brazilian taxpayer ID).

How to request a PIS/PASEP withdrawal

If the system indicates that there is money available, follow the steps below:

  • Log in to the FGTS app. and click on “"Request withdrawal of PIS/PASEP funds"”.
  • Choose your preferred method of payment: it can be Pix, credit to Caixa account, or transfer to another bank.
  • Please confirm your personal and banking details.
  • Submit your request and wait for confirmation.

The money will be deposited into the account within 5 business days, especially when the chosen option is via Pix.

What should be done if the policyholder has passed away?

The heirs can also request the withdrawal. In this case, the procedure is done directly at a [bank/institution/etc.]. Caixa branch, taking into account:

  • Applicant's identity document and CPF (Brazilian taxpayer ID);
  • Deceased's document;
  • Death certificate;
  • Proof of family relationship (marriage or birth certificate);
  • Probate document or court order, if applicable.

After the analysis, Caixa releases the funds to the indicated account.

What if I don't have an account at Caixa?

No problem. Even without an account, you can receive via Pix Or provide the details of another bank for the transfer. If the app doesn't allow it, simply go to a Caixa branch with your identification document and CPF (Brazilian tax identification number) to receive the money in person.

What to do if it says "no available balance"“

The system may show that there are no values. In that case, check:

  • If the CPF and PIS numbers are correct;
  • If the employment relationship was indeed between 1971 and 1988;
  • If the withdrawal has already been made previously.

If you still believe you are entitled to it, it is worth contacting the Box (0800 726 0207) for a detailed analysis.

Withdraw your available funds.

Many people still have unclaimed PIS/PASEP funds. And with the advancement of technology, the process of checking and withdrawing them has become quick and simple; just use the FGTS app or access the Caixa website.

Don't let that money sit idle. In just a few minutes, you can find out if you're eligible and receive the money directly into your account via Pix.

Forgotten money is lost money, and now that you know how to request and withdraw your PIS/PASEP balance, all you have to do is act today.

See also: The Bible can help you get that urgent money to pay off debts

Published on November 9, 2025