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If you work on the internet, receive money from abroad or work as an international freelancer, you've probably heard of the Payoneer. But what not everyone knows is that, in addition to a global account, the platform offers an international card accepted in most parts of the world - without the need for local credit or bureaucracy. A real blessing for those who make a living from their purposeful work and trust that effort, with faith, opens up real paths.

A card for those who work with freedom

O Payoneer Card is no ordinary card. It was designed for need to access amounts received in dollars, euros or poundsin a practical, straightforward and safe way. Best of all: even if you live in Brazil or another country, you can access.

You create your account for free, receive payments from companies all over the world and, once you reach a minimum amount, you can request a physical card. With it, you

  • International shopping
  • Use the balance received from abroad without having to transfer it to local banks
  • Withdraw from ATMs all over the world
  • You have full control via the app

It's as simple as that. No empty promises. Just real possibilities.

Who is Payoneer ideal for?

The Payoneer card and account are suitable for those who work with:

  • Freelancer (design, writing, translation, programming)
  • Affiliates (Hotmart, ClickBank, etc.)
  • Selling digital or physical products abroad
  • Consultants, freelancers and international service providers
  • Content creators, photographers, coaches, mentors

You provide your service with dedication, you believe in the value of what you deliver - and you get paid for it. With Payoneer, you turn that effort into a balance that can be used all over the world. A practical step, which is also an act of faith: you trust what you plant, and Payoneer helps you harvest it.

How does the card work?

O Payoneer card is a card prepaid linked to your account balance. In other words, you don't get into debt, you don't have bills to pay, and you only spend what you really have. It works like this:

  • International card for physical and online purchases
  • Multi-currency card (dollar, euro, pound)
  • Withdrawal card for ATMs in Brazil and around the world
  • Card for direct use in payment apps and subscriptions

Accepted in thousands of establishments, with the Mastercard® flag, the card is activated directly in the app, and is checked 100% online.

Do you need a bank account?

No. That's one of the biggest advantages. You don't need a traditional bank account to use Payoneer. The entire process - from receiving, maintaining the balance, spending or withdrawing - can be done within the platform itself.

For those who have had enough of conventional banks, the demands and the queues, this is almost an answer to prayer. It's as if someone were saying: "Here's a lighter way of looking after your financial life."

Which platforms pay via Payoneer?

Thousands of international companies and marketplaces use Payoneer as their payment method. Some examples:

  • Fiverr
  • Upwork
  • Airbnb
  • Amazon (for sellers)
  • ClickBank
  • Envato
  • Shutterstock
  • Hotmart International

If you get paid from abroad, you can direct this payment straight to your Payoneer account and use the card as you wish. No waiting days for transfers, no converting at unfair rates.

How do I apply for a card?

  • Visit the website: payoneer.com
  • Create your free account with name, e-mail and basic documents
  • Wait for account verification (usually quick)
  • Start receiving money from abroad
  • When you reach the minimum amount (usually between 30 and 100 dollars), apply for the card
  • The card will be sent to your address, in any eligible country

After that, just activate it and start using it. The card can even be used in apps such as Uber, Spotify, Airbnb, course platforms, shopping sites and much more.

How does faith connect with all this?

Many people think that faith and money don't go together. But the truth is that faith is also revealed in your practical decisions. Having control of your income, being able to use what you receive wisely, getting out of dependence on banks and taking loving care of what God has placed in your hands - all this is part of the journey.

Payoneer won't change your life by itself. But it can facilitate a path that you have already begun to build with courage and purpose. And that in itself is a relief.

What about taxes?

There is no fixed annual fee to maintain the account. The card has a small annual fee only if you request and useThere are also fees for ATM withdrawals and currency conversions. But everything is transparent and informed in advance.

Compared to conventional international transfers or banks that charge 10% just to convert dollars into reals, Payoneer is much cheaper.

What's more, you can choose to keep the balance in the currency received and use it directly, without converting - which helps you save a lot.

Organizing life is also a spiritual act

Having an international card like the Payoneer is more than practicality. It's a way of saying: "I trust my walk. And I want tools that help me walk better."

If you receive money from abroad and want more freedom, more control and less hassle, Payoneer could be just what you need. A simple, global and secure account. A card that gives you real access. And a journey that continues with faith, but also with awareness.

See also: Best Finance App by the Bible

May 16, 2025